There is a lot on my mind tonight. Mostly things that I need to get done. Next month I absolutely have to start looking for life insurance. Both are going to be up for renewal, so it's definitely time to start looking. This coming year is going to be filled with a lot of changes. I'm hoping that at some point this year I will also be looking into mortgages
or rental houses for my family. We are absolutely way too crowded in our current living situation. We really need a 4 bedroom house and we are currently living in a 2 bedroom house. So it is very crowded in here.

I'm not sure how it will all go, or what we will find, but I'm hopeful. This year needs to be the year that things change for the better. The last couple have been pretty rough, so I need a good year. I'm hoping I find good deal on the car insurance, can get some bills paid off, raise my credit score, and that that will help us find a great house. It's funny how doing the small things like paying your bills on time, really affect the big things that you want, like getting a house. Something to definitely keep in mind!